Loans
Overdraft Facilities
Most businesses are in constant need of funds to finance their working capital needs. Assets Microfinance Bank Ltd offers overdraft facilities to these businesses so that they can meet these needs. Overdraft facilities allow you to overdraw your current account up to a certain limit agreed by both the bank and the customer.
Quick Loans & ESUSU Loans
These set of facilities are designed for traders and the lowest income earners. Funds are always small and repayment is done on daily or weekly basis. Tenor normally does not exceed one month. These facilities encourage savings amongst traders and market associations.
Term Loans
Assets Microfinance Bank Ltd also offers loans to individuals and businesses alike so that they can meet their financial obligations as at when due. Facilities in this category could be for 2 months or above, but does not exceed 6 months.
Project Finance Loan
At times, customers are faced with challenges of financing their projects. Assets Microfinance Bank Limited provides you with finance for your various projects at affordable interest rates.
Microfinance Consumer Leases
Acquisition of assets has never been this simple. Our product “A”-acQuire is specially designed to make leasing simple. With a little down payment, a customer could get an asset like generator, fridges, laptops and other household equipments and spread the balance over five monthly installments.
Business Advisory Services
In Assets Microfinance Bank Limited, we see our customers as family. So, when the need arises, we offer quality business advice to our customers so as to enable them make quality business decisions.